Risk Questionnaire

Name *

First Name

Last Name

What is your current financial goal?

Please answer the following questions with one specific financial goal in mind. To determine your risk tolerance for other goals, fill out the questionnaire as many times as you like, with a different goal in mind each time.

Retirement

Wealth Accumulation

Major Purchase

Debt Reduction

College Savings

Stream of Income

Other

When making a long-term investment, I plan to keep the money invested for. . . *

1 - 2 years

3 - 4 years

5 - 6 years

7 - 8 years

More than 8 years

I plan to begin taking money from my investments in. . . *

Less than 1 year

1 - 2 years

3 - 5 years

6 - 10 years

11 - 15 years

More than 15 years

As I withdraw money from these investments, I plan to spend it over a period of. . . *

2 years or less

3 - 5 years

6 - 10 years

11 - 15 years

More than 15 years

From September 2008 through November 2008, stocks lost more than 31% of their value. If I owned a stock investment that lost about 31% of its value in three months, I would. . . (If you owned stocks during this period, please select the answer that matches your actions at that time.)

Sell all of the remaining investment

Sell some of the remaining investment

Hold on to the investment and sell nothing

Buy more of the investment

Generally, I prefer an investment with little or no ups or downs in value, and I am willing to accept the lower returns these investments may generate. *

I strongly disagree

I disagree

I somewhat agree

I agree

I strongly agree

When the market goes down, I tend to sell some of my riskier investments and put the money in safer investments. *

I strongly disagree

I disagree

I somewhat agree

I agree

I strongly agree

I would invest in a mutual fund or ETF (exchanged traded fund) based solely on a brief conversation with a friend, co-worker, or relative. *

I strongly disagree

I disagree

I somewhat agree

I agree

I strongly agree

From September 2008 through October 2008, bonds lost nearly 4% of their value. If I owned a bond investment that lost almost 4% of its value in two months, I would. . . (If you owned bonds during this period, please select the answer that matches your actions at that time.) *

Sell all of the remaining investment

Sell some of the remaining investment

Hold on to the investment and sell nothing

Buy more of the investment

This chart shows the highest one-year loss and the highest one-year gain on three different hypothetical investments of $10,000. Given the potential gain or loss in any one year, I would invest my money in. . . *

The maximum gain or loss on an investment is impossible to predict. The ranges shown in the chart are hypothetical and are designed solely to gauge an investor’s risk tolerance.

Investment A

Investment B

Investment C

My current and future income sources (such as salary, Social Security, pension) are. . . *

Very unstable

Unstable

Somewhat stable

Stable

Very Stable

When it comes to investing in stocks, bonds, mutual funds or ETFs (exchanged traded funds), I would describe myself as. . .

Very inexperienced

Somewhat inexperienced

Somewhat experienced

Experienced

Very experienced